The price started at $5 with no reserve and free shipping.
Actually here's the link itself:
http://www.ebay.com/itm/251079439706?ssPageName=STRK:MESOX:IT&_trksid=p3984.m1559.l2649#ht_500wt_1200I'm not sure how anyone could "confuse" that as coming with the $45 card.
I still feel they are in the wrong here but as ebay usually always seems to rule in the buyer's favor it may not be worth the hassle of fighting it.. and of course the buyer is demanding a refund "now" which if they don't return the card to me means I lose both the $25 and the card.